General liability insurance for electrical contractors is designed to protect electricians from third-party claims involving bodily injury, property damage, or accidents caused by their work. Given the high-risk nature of electrical work, such as wiring, installations, and repairs, this insurance is essential for shielding contractors from legal liabilities. It covers claims related to faulty installations, damage to a client’s property, or injury to a bystander during electrical work. Electrical contractors who maintain this coverage demonstrate professionalism and ensure compliance with contractual or licensing requirements while mitigating financial risks.