Commercial auto insurance for construction contractors covers vehicles used for business purposes, such as transporting tools or materials. It includes liability coverage for accidents, property damage, and bodily injury. Additional coverage options, like comprehensive and collision, protect against theft, vandalism, or weather-related damages. Policies can also cover employees driving company vehicles. For construction contractors, this insurance is essential to safeguard against the high risks associated with frequent travel between job sites. Customizing a policy ensures adequate protection for specialized equipment and large vehicles, like trucks or vans, essential to construction operations.